The notarial expenses are also there. It is a clause inserted in the mortgage loan that, normally located at the end of the drafting of the contract, allows the bank to impose on the consumer the payment of the constitution cost of his mortgage. It is not that the payment of said expenses is illegal, but Once again, we questioned their possible abuse due to the lack of distribution in their payment.
Do not forget that, in practice, we can only claim the expenses derived from the granting of the mortgage loan, not those of the sale. This is so because the important thing here is to be placed from the perspective of the main interested in raising this type of public to public. What is clear is that it is the bank, the financial entity, who has the main interest in raising this type of public of hiring, so it is clear that it is a direct interest in the professional and which has been abusively transferred to the consumer.
To claim its imposition and not negotiation, the bank will be forced to recalculate the concepts and return the Amounts charged for setting up a mortgage loan.